Introduction: Investing as Discipleship
For Christians, investment is not a morally neutral act. Where we place our money—like where we place our time, energy, and trust—reflects what we believe. For churches and Christian charities, investment should serve not just financial goals, but the mission of God.
In this blog, we explore the biblical foundations for ethical investment, drawing from scripture and Christian tradition to help trustees, church leaders, and faithful investors understand how financial decisions can become part of faithful discipleship.
1. Stewardship, Not Ownership
“The earth is the Lord’s, and everything in it.”
— Psalm 24:1
The Bible begins with a clear principle: we are stewards, not owners. God entrusts creation to humanity not for exploitation, but for care, cultivation, and justice.
This means our financial resources—donations, legacies, endowments—are not ours to use however we like. They must be managed in a way that reflects the character of God: generous, just, and holy.
2. Justice and the Poor
“Speak up for those who cannot speak for themselves... defend the rights of the poor and needy.”
— Proverbs 31:8–9
Throughout scripture, God consistently calls His people to act on behalf of the poor, the oppressed, and the vulnerable. Investments that support exploitation, environmental harm, or injustice stand in opposition to this call.
Faith-based investment must avoid:
- Companies that abuse workers or use child labour
- Investments in predatory lending or high-interest credit
- Supply chains that rely on modern slavery
- Businesses that degrade the planet on which the poorest depend most
3. The Prophetic Witness of the Church
“What does the Lord require of you? To act justly, and to love mercy, and to walk humbly with your God.”
— Micah 6:8
Investing ethically is not simply a risk mitigation strategy—it is a form of witness.
The Church is called to be prophetic in its economic decisions. That means not just avoiding harm, but speaking into unjust systems, challenging destructive business models, and amplifying the values of the Kingdom of God.
Through shareholder engagement, public advocacy, and investment screening, Christian organisations can use their influence to hold companies accountable.
4. Creation Care and Climate Justice
“The Lord God took the man and put him in the garden of Eden to work it and take care of it.”
— Genesis 2:15
Creation is not a disposable resource; it is a gift entrusted to humanity. In the face of climate breakdown and ecological collapse, investing in companies that fuel environmental destruction is a betrayal of this trust.
A biblical investment approach must:
- Exclude fossil fuel producers and polluters
- Engage on climate transition and biodiversity
- Support renewable energy, circular economy, and regenerative practices
This is part of loving our neighbour—including future generations.
5. Integrity in All Things
“Better a little with righteousness than much gain with injustice.”
— Proverbs 16:8
Christian investment is not only about what we invest in—but how we do it. Transparency, honesty, and accountability matter just as much as performance.
- Do we know what we own?
- Are our ethical policies clear and public?
- Do we report honestly to our stakeholders and supporters?
As Paul writes:
“We are taking pains to do what is right, not only in the eyes of the Lord but also in the eyes of people.” (2 Corinthians 8:21)
6. The Parable of the Talents: Risk, Responsibility, and Return
“Well done, good and faithful servant.”
— Matthew 25:21
This well-known parable is often used to endorse financial growth. But its deeper meaning is about faithfulness with what God has entrusted to us.
Christian investors must balance risk and return with spiritual responsibility. We are called not simply to grow money, but to invest in a way that honours God, serves people, and reflects the priorities of the Gospel.
How Epworth Applies These Principles
At Epworth, our investment approach is built on Christian foundations. We:
- Exclude harmful sectors such as fossil fuels, arms, and predatory lending
- Positively invest in health, education, human rights, and climate transition
- Actively engage with companies on behalf of Christian investors
- Report transparently and support ethical policy development
Our work is informed by Methodist, Catholic, and ecumenical Christian teaching, including Mensuram Bonam, JACEI, and documents from the World Council of Churches.
Conclusion: Investing That Reflects the Kingdom
Ethical investment isn’t an optional add-on to faith—it’s an expression of it. For Christians, investment must reflect our deepest convictions:
- That the poor should be protected
- That creation should be cared for
- That power should be held accountable
- That justice, mercy, and humility matter
Looking to align your investments with scripture and mission? We’d be honoured to help.
Learn more about our approach to Christian investment